Workers’ compensation insurance covers medical care and physical rehabilitation for employees injured on the job. It also helps replace lost wages while employees are unable to work due to their injury. Importantly, this coverage typically protects employers from being sued by injured workers in most cases.

At Summit Insurance, we specialize in helping Montana businesses find comprehensive workers’ compensation solutions tailored to their unique needs. Our goal is to help create safer, more productive workplaces with confident, secure employees—all while helping you save money on your bottom line.

If you have employees—whether they’re office workers or field staff using their own vehicles for company business—workers’ comp coverage is essential.

What You Should Know About Workers Compensation Coverage

Some features and services often included in workers’ compensation programs:

• Innovative payment systems to manage costs efficiently
• Medical disability case managers to support injured employees
• Utilization management nurses to coordinate appropriate care
• Certified life care planning nurses for long-term rehabilitation
• Vocational rehabilitation consultants to assist with return-to-work plans
• Physician consulting services for specialized medical advice
• Experienced legal staff to help with claims and compliance
• Contracts with medical network providers to ensure quality care
• Managed prescription drug programs to control medication costs

Protect your workforce and your business. Contact Summit Insurance today to learn more about Montana workers’ compensation insurance and other business coverage options tailored to you.

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