Commercial Auto Insurance in Montana

Commercial auto insurance provides essential coverage for a variety of vehicles used in your business—from trucks and cars to certain types of motorized equipment. It protects your business by covering bodily injury liability, property damage, and medical payments or Personal Injury Protection (PIP) for drivers and passengers while operating company-owned vehicles.

Hired and Non-Owned Auto Liability

Do your employees rent vehicles for work, or use their personal cars on the job? Hired and non-owned auto liability coverage protects your business from liabilities that may arise when your employees drive rented, leased, or personally owned vehicles for business purposes. This coverage can often be added affordably to your commercial auto policy—or, in some cases, to your general liability policy.

Using Personal Vehicles for Business

Many personal auto insurance policies don’t cover vehicles used for business activities—whether that’s selling products like cosmetics or jewelry, making deliveries, or other work-related driving. Without the right commercial auto coverage, your personal policy may leave gaps in protection.

Every business has unique vehicle and insurance needs. Talk to Summit Insurance today to find the right commercial auto insurance policy that fits your business, offers reliable protection, and delivers the best price and value for Montana companies.

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