Protecting Your Montana Business

General Liability Insurance Also known as commercial liability insurance, general liability coverage protects your business against common risks such as bodily injury, property damage, and advertising mistakes. Summit Insurance strongly recommends that every business carry general liability insurance to safeguard against these exposures.

Professional Liability Insurance (Errors & Omissions) Errors & Omissions (E&O) insurance protects professionals against claims of negligence, mistakes, or omissions that result in client injury or third-party data damage. This coverage is essential for licensed professionals such as accountants, attorneys, insurance agents, architects, engineers, and technology firms. Summit Insurance advises all professional and tech companies to carry E&O coverage for peace of mind.

Employment Practices Liability Insurance (EPLI) Employment Practices Liability Insurance covers legal costs and damages arising from employment-related claims—other than workplace injuries. These claims might include wrongful termination, discrimination, harassment, or violations of employee rights. If you have employees, Summit Insurance recommends considering EPLI to protect your business from these potentially costly claims.

Directors and Officers Insurance (D&O) D&O insurance safeguards company directors and officers against lawsuits stemming from negligent acts, omissions, or misleading statements. Coverage options include corporate reimbursement, personal liability, and entity coverage. Some D&O policies can also be expanded to include employment practices liability protection.

To learn more about these policies and other business insurance solutions, contact Summit Insurance today. We’ll help ensure your business has the right protection tailored to your needs.

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