Montana Motorcycle Insurance: Coverage for the Road Ahead

From Harleys and cruisers to dirt bikes and ATVs, Summit Insurance has Montana riders covered. No matter what you ride—or where the road (or trail) takes you—we’ll help you find the right protection to match your lifestyle.

Save More with the Right Discounts

Bundling your motorcycle policy with other insurance—like auto or home—can lead to serious savings. You may also qualify for discounts if:

• Your bike is stored in a garage
• You’re a member of a motorcycle club or rider association
• You’ve completed a certified motorcycle safety course

Talk to us to see how much you could save.

Build a Policy That Works for You

Your motorcycle insurance should fit the way you ride. We offer flexible coverage options to protect you, your bike, and your passengers.  The only thing more freeing than the open road is riding with the knowledge that you are covered correctly.

Custom Parts & Equipment

Have a custom ride? We can get you covered. Standard policies often include up to $3,000 in custom parts coverage at no extra cost—with the option to increase that amount up to $10,000.

Roadside Assistance

Get help when you need it most. Add emergency roadside assistance and receive up to $300 per incident for breakdowns, flat tires, or towing needs.

Liability Coverage

Protects you if you’re responsible for injury or property damage. Many of our carriers offer high enough limits to qualify for personal umbrella policies. Most states—including Montana—also include Guest Passenger Liability on street bikes, matching your selected liability limits.

Medical Payments Coverage

Covers necessary medical expenses for you and your passenger following an accident—regardless of who is at fault.

Uninsured/Underinsured Motorist Coverage

While every state requires each driver to have liability insurance, not everyone on the road carries insurance. This coverage helps pay for injuries or even death resulting from a crash caused by an uninsured, underinsured, or hit-and-run driver. It also protects you if you’re struck as a pedestrian.

Ride Protected with Summit Insurance

Every rider is different—and so is every policy. Let our team match you with motorcycle insurance that fits your bike, your budget, and your ride style.

Get in touch today and let’s find the right coverage for your next adventure.

Get a Free Motorcycle Insurance Quote